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Attention homeowners in Savannah and Andrew County: Need an appraisal?
The top seven reasons why Missouri homeowners call on Appraisals Plus LLC:
- Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
- Challenge a property tax assessment
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Remove PMI to lower your mortgage payment
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Reinstate your Home Equity Line of Credit (HELOC)
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Verify a different appraiser's report
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If property needs to be divided because of a divorce
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Determine the true market value of the real estate in question to settle an estate in Andrew county or Missouri
At Appraisals Plus LLC, we understand the unique needs of a customer in need of appraisal services.
While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing Services
It's very hard to be objective about your home because of your emotional attachment to it.
Professional appraisers, like the ones at Appraisals Plus LLC, are objective. We will tell you what you need to know, not just what you want to hear.
In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have a likely buyer.
The appraisal is something tangible to show your buyer.
The appraisal is an independent third party's opinion of your home's market value, not just you saying how much you think your home is worth.
Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value conclusion than yours.
Challenge Tax Assessment
Let's say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued.
That means you're most likely paying more taxes than you should.
Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be.
A professional appraisal from Appraisals Plus LLC is your best weapon when challenging your property tax assessment.
PMI Removal Appraisals
PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments.
Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan.
We're qualified in helping people just like you rid yourselves of unneeded PMI insurance.
Recently got a freeze to your HELOC?
Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area -- even if your specific property has not declined in value.
This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow standpoint.
An efficient appraisal from Appraisals Plus LLC can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Have you just received a copy of your appraisal and you'd wish to have a seasoned expert double-check it for precision or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal?
In a field review we will go out and check the subject and comparables.
Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have in your possession.
While typically requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your house.
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